Synchrony Financial is a leading financial institution in the US. The bank offers a variety of financial services and products such as private label credit cards, personal loans, asset financing, saving products, and online payment services via Synchrony Bank. The financial company has a strong customer base and assets. Its financial services and products are accessible in over 300,000 locations across the US and Canada. Customers can apply for Synchrony Bank credit cards and make payments via its official website, www.mysynchrony.com. We shall look the steps to follow when signing up and logging into your account as well as Synchrony Financial pay bill options.
Synchrony Bank MyAccount Login
It’s very easy to log into MySynchrony account. You can do so from your PC or internet-enabled phone. To log in to your account for the first time, proceed as follows:
Step 1- Go to www.mysynchrony.com login in your web browser
Step 2- Login to your account using your ID and password
You will be directed to the dashboard of your account. From there, you can pay your bills or update your account details.
Register Synchrony Bank MyAccount
Signing up an account with Synchrony Bank is free. It takes a few minutes to complete the process. To register for the first time, you will need:
- Full account number (check the front of your card)
- Last 4 digits of your SSN (Social Security Number)
- Date of birth
If you have the above information at hand, you can register as follows:
Step 1: Click on the green “Register” button just below the login area
Step 2: Enter personal details in respective fields
Step 3: Verify your account holder information
Step 4: Create your user profile that is your username and password for the account
Step 5: Finally confirm then submit the details to complete the registration
Check your email for a confirmation message. Click on the link there to activate your account. Once you register, you will receive monthly bills in your email. You can download or print them.
Synchrony Pay My Bill Options
Synchrony Bank allows its customers to make bill payments conveniently via MyAccount, phone, mail, and automatic payments. Let’s look briefly at each of the payment methods.
Synchrony Bank Online Bill Pay
You can easily and conveniently pay you Synchrony Bank bills online. It’s free, fast, and secure. You can make a one-time payment, multiple payments, and even schedule monthly payments from your account. To make a single payment, log into your account and do the following:
- click on Synchrony “Make Payment” button
- Enter the amount of payment, date, and payment source
- Click Submit Payment for Review
- Review then submit payment
- Check your email for confirmation email
You can make multiple payments on www.mysynchrony.com Ebill account. Payment will be deducted instantly from your card. If you want your payments to be posted the same day, make sure that pay the due amount before 11:59 pm.
MySynchrony Pay via Autopay
Alternatively, you can use Autopay to pay Synchrony Bank credit card bills. It’s free and convenient for those who want to avoid late payments and associated penalty fees. To set up Autopay, follow the steps highlighted below.
- Login to your www.mysynchrony.com Ebill account from the Home Page
- Click the Enroll in Autopay button
- Enter the amount of payment plus the source
- Scroll through the Terms and Conditions then Confirm Autopay
- Review your Autopay details then Submit to complete set up
You will receive a confirmation number in your email.
Pay via Mail
As a Synchrony Financial customer, you also have the option to write and mail your check to the address below.
For Private Label Credit Cards mail to:
P.O. Box 960061
Orlando, FL 32896-0061
For Visa/MC credit cards mail to:
P.O. Box 960013
Orlando, FL 32896-0013
The bank also accepts payment made via the Western Union, Walmart Bill Pay services and money orders. Mail payments are processed within 5-7 business days. To speed up the payments, attach the payment stub with the check.
Synchrony Bank Pay on Phone
Customers also have the option of making bill payments on the phone. Contact the Synchrony Bank Bill Payment Phone Number 1-866-396-8254. Follow the prompts carefully until you make the payment. The automated system is free while speaking to an agent will cost you a fee. Phone payments made before midnight are posted to your account the same day.
Note: Gift certificates and credit cards are not accepted as MySynchrony pay bill payment methods.
Pay at Synchrony Bank
As a cardholder, you also have the option of paying your credit card bill at the nearest branch. Go to the nearest bank or office with your statement and card then ask the customer care representative to assist you to make Synchrony bank bill pay payment.
Go Paperless with MySynchrony eBill
MySynchrony eBill is a great way of receiving monthly bills. It eliminates paper clutter and allows you to manage your bills. Each month you will receive your bill via email. Registration is fast and free. Follow the 4 simple steps below to enroll for MySynchrony eBill.
- Log in to MySynchrony account then click on the Consumer Center tab
- Click on the “Not Enrolled” just next to “eBill”
- Click on the “enroll now” button
- Accept Terms and Conditions for paperless statements and “submit
Contact MySynchrony Customer Service
If you have questions relating to your bank account or credit card, contact MySynchrony Customer Service free number 1-866-396-8254 or the toll-free number in the backside of your statement/ credit card. Call the same number if you want to close your credit account as well. The lines are open from 9 a.m. ET to 7:30 p.m. ET, Monday – Friday.
You may also contact MySynchrony online through email to [email protected] or use the livechat chat service to report a lost or stolen card.
Benefits of MyAccount Synchrony
You may be wondering what exactly you can do from your online account once you sign up. Bank account and cardholders can do the following things from their respective accounts:
- Access free account statement
- Pay bills online conveniently
- Schedule future payments
- Set up alerts for account activity
- Redeem points for special offers and discounts